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Jan. 4th, 2012 @ 09:54 am He Shoots and Scores~!
The inspection for my Wind Mitigation Certificate went smoothly and I maxed myself out for the standards of when I finished the house, and he said I would have still scored realy high if I had just finished it yesterday.

The building codes change a bit every year, and unfortunately the inspection consists of a series of check boxes to mark off for having proper bracing, straps, anchors etc...

I wonder what it would have scored if they had an Engineer counted in all the shear walls, and the tornadoe shelter???

No matter, I built it that way to make the house safe, getting a discount on my homeowners policy wasn't heard of when I started, but it sure makes for a nice silver lining!

I can't believe I forgot to make a six year anniversary post about getting my Close Out, or final inspection just before Christmas LOL.


If you look close at the photo it appeared I was bound then for Hollywood LOL.

Good thing that was never on my bucket list hahahhaha....
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Date:January 5th, 2012 02:31 am (UTC)
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Sometimes your posts will remind me what a newcomer I am to your blog, you have been doing this for a long time. Congrats on the high score, we get some flooding here and the occasional big storm, but there is not alot that can be done about those. Insurance is a funny thing, our insurance will cover the one in a million chance that our home will suffer structural damage due to volcano ash, or that it will somehow get up and walk more than 40 miles to the nearest place that a lahar (hot volcano ash + mud + water + anything-that-gets-in-its-way = lahar) could hope to touch it. But when our separate garage gets broken into and a couple thousand dollars worth of tools, bikes, etc... gets stolen we are told that the garage is physically to far away from the main house to be covered???
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Date:January 5th, 2012 01:24 pm (UTC)
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RT you need to be very careful insuring outbuildings which is what your garage is considered since it's not attached. They need to add a rider to cover that garage.

I have my pool house covered that way and also have a clause that covers the additional expense of rebuilding something to the newer codes if they change them down the road.

Why don't you put some cameras in if this happens a lot?