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Feb. 22nd, 2005 @ 04:27 pm I had to Pull Out the Big Guns
And I'm not really sure how I feel about it.

It's almost a given that I will prevail in a dispute if I am convinced I am right, but I had to resort to using the American's with Disabilities act of whatever this morning to try and resolve a big big mess.

My insurance had a rider for the first two years for anything to do with my spine. The fine print said I was apparently expected to send a nice letter after two years saying to remove it. I have about $20,000 in med bills related to MRI's and stuff of my neck that my insurance company has been denying. For almost two months now I have been trying to remember to calll the insurance and find out the problem, but I never remember until just before I go to sleep. Leaving myself notes didn't help.

This morning I got a call from a very nice lady from a collection place just before I left the house, and I finally remembered I needed to call the Insurance place.

The short version is after being bounced around for 90 minutes on the phone, and being told a very lengthy, multi step process to resolve this, and them not understanding that I was actually incapable of carrying it out, I told them I was Disabled, I could not remember to do all these things, that if I was a Quadrapalegic, they would not expect me to write them a formal letter requesting the rider be removed, and that the paper had wanted to do a story on me about how I cope with a derailed train of thought. I also began to refer to the lady on the phone by her name, and saying that if I did do a story, I certainly would mention how BCBS had used a technicality to take advantage of a disabled person.

Ten minutes later a conference call arranged by her accomadated me and hopefully the situation will formally be resolved without any further effort on my part.

This is sort of like losing when you won.



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From:netsearcher
Date:February 22nd, 2005 10:51 pm (UTC)
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I hope you wrote down some notes like her name and the case number and stuff.

And I hope that resolves it for you. That would be nice to have cleared up.
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From:senseless
Date:February 22nd, 2005 11:04 pm (UTC)

My Life consists of Scraps of Paper

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I have several notebooks depending on the subject.
From:blinkweed
Date:February 22nd, 2005 11:01 pm (UTC)
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Can the ADA force the Insurance company to pay for a personal assistant / secretary for you?

Sounds like you could use one!
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From:senseless
Date:February 22nd, 2005 11:07 pm (UTC)

This is my health insurance

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Not the Big National NamewithHeld chain's insurance.

Would health insurance normally cover something like that? I doubt it since I can certainly care for myself inspite of not being able to do actual work.
From:blinkweed
Date:February 22nd, 2005 11:11 pm (UTC)

Re: This is my health insurance

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Actually, I was attempting to be funny. But after further thought, perhaps it's not too far-fetched after all!

It certainly can't cost anything to ask, right?
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From:melonaise
Date:February 22nd, 2005 11:04 pm (UTC)
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*hugs* I sympathize, I really do. I threw a minor temper tantrum when one of my professors suggested I get special accomodations due to my seizures. It's not something I like to admit to, but sometimes I do need some consideration. I don't even really care whether or not people think I'm taking advantage of the system, I just hate that I sometimes *need* extra consideration in order to work at the level I should.

Anyway. I'm sorry you had to deal with that and that you have to deal with your brain every day. I still think you're an awesome guy and that you do amazing things like build houses.
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From:senseless
Date:February 22nd, 2005 11:16 pm (UTC)

I hope I always have you as a friend

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You're very kind. :o)

I will survive this.

It's my nature to keep trying and adapt when I need to.

This is unrelated, but the other day as my coffee was dripping I was wondering how other people interpretted math in there heads. When I see a Parabola, I instantly think of throwing a rock through the air, but I had to teach a week of an Algerbra course at the college here long ago, and I used that as an example because I thought they would remember the relationship of the curve that way. None of the class actually understood what I was saying at first, but then it clicked and they all just kind of sat up.

All of them passed that chapters test to.

When I look at a bridge, I see vectors.

Do you think like that?

I think you must.
From:kimba2
Date:February 22nd, 2005 11:57 pm (UTC)
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sounds like you were dealing with a nightmare there. I hope this is resolved for you and you don't have to fight for what you need in such an anooying fashion anymore. you handled real well, sounds like. never hurts to call the press...speaking from the point of view of a member of the press actually.

on the other note - sure would help if I could think the way you do when I teach my kids the physics of sound waves and digital sampling and quantization. hard to come up with a graphic sometimes.
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From:senseless
Date:February 23rd, 2005 04:15 pm (UTC)

I actually Love to Argue

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At least I used to. I'm ruthless at a Car Dealer, but this was about to blow up on me and if I hadn't been capable of calling my Insurance for two months, I probobly wouldn't have been able to follow ther beaurachacy.


You're a member of the Press???????? I should know that I think but I was thinking you taught full time.

I better be careful what I say to you! LOL